Credit Saint vs Lexington Law

Lexington Law and Credit Saint have operated in the credit repair industry for several years and have both built strong credit repair reputations. 

Here are a few similarities and differences between the two companies that potential customers should know about before making a decision:  

Credit Repair Services (Winner: Tie)

Both Credit Saint and Lexington Law offer a straightforward credit repair process, free credit consultations, and credit repair options that range from minimal to aggressive credit repair services. 

Lexington Law offers three different credit repair service levels: the Concord Standard level, the Concord Premier level, and the PremierPlus level. Credit Saint also offers three package options: the Credit Polish package, the Credit Remodel package, and the Clean Slate package. 

Both companies provide three-bureau challenges, creditor interventions, score analysis, score tracker tools, and more. 

As you can see above, Credit Saint clients appear to obtain a few more services with the company’s most basic credit repair plan option in comparison to Lexington Law’s lowest service option. 

On the other hand, Lexington Law clients can get more options with the company’s most advanced plan when compared to what is offered in Credit Saint’s most advanced plan.

Both companies offer the same number of service options and provide reputable credit repair services. 

Service Pricing (Winner: Credit Saint)

Those interested in credit repair services should know that Lexington Law does charge slightly overall fees than Credit Saint. 

While Credit Saint’s most basic package option starts at $79.99 per month, Lexington Law’s lowest service level starts at $89.85 per month. Additionally, Lexington Law’s most advanced service level is more than Credit Saint’s most advanced package option. 

When looking at services, however, it is important to consider what each service option includes. For instance, Lexington Law’s most advanced service includes more than Credit Saint’s. Alternatively, Credit Saint’s most basic package option includes more than Lexington Law’s. 

If you are looking for a more price-friendly credit repair service, Credit Saint offers cheaper plan options. 

Money-Back Guarantees (Winner: Credit Saint)

Credit Saint advertises a 90-day money-back guarantee on its website. This money-back guarantee is designed to benefit those who have not seen any questionable credit report items removed from their account within the first 90 days of using Credit Saint’s credit repair services. 

While Credit Saint boasts a money-back guarantee, Lexington Law does not. Lexington Law states on its website that it does not offer any type of service guarantee. Additionally, it does not seem that Lexington Law has a refund policy in place.

If you are looking for a company that offers a money-back guarantee, Credit Saint is worth considering.  

Discounts (Winner: Lexington Law)

Unlike Credit Saint, Lexington Law is transparent about the discounts it offers to clients. Lexington Law offers a 50 percent off first payment discount to active military members and veterans. The firm also provides client spouses with a one-time 50 percent discount. 

Lexington Law's discounts can save you money on credit repair services, especially if you have a military situation/background. 

Additional Services (Winner: Lexington Law)

As previously mentioned, Lexington Law does offer more additional services than Credit Saint. In addition to standard credit repair, Lexington Law provides clients with the opportunity to receive identity protection services, TransUnion alerts, cease and desist letters, ReportWatch, and a FICO score tracker. 

In terms of additional services, Credit Saint appears to offer Experian credit monitoring and inquiry targeting. 

If you are looking for a company that offers several additional service options, you may want to choose Lexington Law.

Credit Saint vs. Lexington Law: Which is best? 

While both Credit Saint and Lexington Law are worth considering, Lexington Law ultimately appears to stand out between the two. 

As mentioned above, Lexington Law receives significantly more frequent and positive client reviews than any other credit repair service listed on BestCompany.com, which is no surprise since the firm has a fairly strong reputation in the industry. Due to the firm’s high number of positive reviews, quality services, discounts, and reputation, Lexington Law is the recommended choice for credit repair services. 

That said, both credit repair companies have quite a bit to offer and provide reputable credit repair services. It’s important that consumers do their own research to see which company best suits their individual credit repair needs.